If you're looking for or already have a Florida home insurance policy, you should take a home inventory. We'll explain why and how to go about it here.
If you had a fire in your home and some or all of your possessions were destroyed, would you be able to remember everything you owned in order to file a claim on your home insurance? A current home inventory can expedite your claim and, if you're shopping for home insurance, it can also give you a very accurate idea of what your possessions are worth. Having an accurate estimate of the worth of your belongings when you're shopping for free Florida insurance quotes will allow you to pick the right level of coverage for your needs. Finally, a home inventory will also help you prove the existence and the value of your possessions during the claims process.
Ideally, you should do a home inventory before you get free Florida insurance quotes on a homeowners policy and every year thereafter. Your items lose value over time, and you also add new belongings to your home over the years, so it's important to keep the inventory up to date. Here are some tips to help you perform your home inventory: